A few drinks?

This Drinking game looks like good clean fun for the refined college grad. What college grad doesn't love a little risky drinking. Click read more to see a great game for Friday night fun.

Love Wine?

The refined college graduate knows how to have a good time.

Starting an Investment Portfolio

Investment Portfolios: Getting Started

The refined college graduate knows the hardest part about investing is getting started. In the first few months after graduation, the recent college graduate likely has little to no savings. Starting one step at a time is the best policy. This post will give some basic tips on the first (and hardest) steps.

This post will assume that the refined grad is already at least matching their company’s 401k plan, has paid off credit card debt and also is following the suggestions in the STUDENT LOANS post. If the refined grad does not have a company 401k (or any retirement plan) there is nothing to panic about just move to step one of this post.

Two Great Books on Etiquette

We could all use a little more Etiquette. Here are two great books to get college grads where they need to be in social situations.

Personal Finance Budget Template

Refined college grads have asked me for various different templates they can use to track expenses and estimate debt payment.

Here is a budget template I use to track expenses and savings. I find this useful to check once a month to make sure goals are being met. I also highly recommend using Mint.com to track all expenses and budget on a more daily basis.

Leave some comments so I know what all the refined college grads think.

Email me with questions at therefinedcollegegrad@gmail.com

Student Loans Templates for Download

Dear Refined Grads,

As requested here is a link to the Student Loans templates that can be downloaded (FO FREE!) to serve as a rough guide for paying off those student loans. Thank you for the suggestion!

Stay refined,

Otis

Great ideas

Watch "How to Make a Soda Can Beer Sleeve" on YouTube